14
Published
The Late Signature: Who Owns a Decision Made by a Machine?
From England’s 2020 grades to credit governance, an inquiry into real authority, human oversight, explanations, and correction before automated harm takes effect.
Journal
Original essays about technology, judgment, power, and the choices institutions make.
Showing 14–25 of 37 essays
Essays
15
Published
When the Metric Became a More Important Customer Than the Customer
Why performance metrics can improve while service worsens—from Wells Fargo and emergency waiting targets to reward models, guardrails, and a proposed counter-test.
16
Published
When the Machine Got Pocket Money
From a nine-payment demonstration to x402, AP2 and MPP: how software agents can pay without confusing signature integrity, legitimate purpose and delivery.
17
Published
The Apprentice Whose Mistakes Disappeared
How automation can improve output while weakening skill formation—and how evidence from coding, aviation, medicine, and education suggests better training designs.
18
Published
The Name That Stopped a Probate Application After Its Owner Died
What British probate data reveal about digital-service exceptions, selective prediction, procedural fairness, and review paths for unusual cases.
19
Published
The Speed That Stopped at the Desk
Why individual AI speed does not always improve customer outcomes, and how handoffs, organizational complements, and a factorial test can expose the gap.
20
Published
The Borrowed Intelligence Economy
Why AI wrappers are not deep technology, how original technical knowledge creates durable value, and what Saudi Arabia should build by 2030.
21
Published
The Words That Are Not on the Internet
A proposal for a National Saudi Diwan of Human Knowledge built on authentic human data, consent, provenance, education, and public participation.
22
Published
Everything Works. What, Then, Do We Know?
The digital prosperity paradox in Saudi Arabia and the Gulf: what cloud outages reveal about shared dependencies and service continuity—and what success indicators cannot prove.
23
Published
The Computer That Cuts Its Own Wage
What happens when inference prices fall faster than long-lived computing assets can recover their capital? An essay on software efficiency, paid demand, capacity and the commercial life of AI hardware.
24
Published
The Bee That Stopped the Dance
How swarm intelligence, small specialized models, model routing, and local inference may reshape artificial intelligence systems.
25
Published
When the Lights Rise and the Economy Disappears from View
Can satellites read the Saudi economy before its statistics arrive? An essay on nighttime radiance, GDP, data vintages, cultural calendars and the limits of economic inference from orbit.
The Intelligent Investor
Reference notebook
Newly edited prose based on Safwan’s supplied Arabic review.
Margin of safety: room for being wrong
A margin of safety is a design for fallible judgment, not a promise that a low price will prevent loss.
The Innovator's Dilemma: When New Technologies Cause Great Firms to FailFrom discovery to a margin of safety
Price and value are different arguments
A changing price is an offer; deciding whether it is attractive requires an independent account of value and its assumptions.
The Innovator's Dilemma: When New Technologies Cause Great Firms to FailFrom value networks to price and value
The Innovator's Dilemma: When New Technologies Cause Great Firms to FailFrom useful performance to price and value
Decision quality before the outcome
A result informs the review of a decision, but it cannot replace an examination of the evidence, process, and risks known at the time.
Creativity, Inc.From the hidden to decision quality
The Innovator's Dilemma: When New Technologies Cause Great Firms to Fail
Reference notebook
Newly edited prose based on Safwan’s supplied Arabic review.
Value networks: what an organization can recognize
Customers, processes, margins, and measures of success shape which possibilities an organization can turn into funded work.
The Intelligent InvestorFrom value networks to price and value
Creativity, Inc.From candor to value networks
Performance is meaningful only in use
A technically weaker offer can matter when it is sufficient for a particular use and changes cost, access, convenience, or participation.
The Intelligent InvestorFrom useful performance to price and value
Discovery before scale
An emerging market calls for experiments that resolve decisive uncertainty before a large forecast or budget hardens around it.
The Intelligent InvestorFrom discovery to a margin of safety
Creativity, Inc.From unfinished work to discovery before scale
Creativity, Inc.
Reference notebook
Newly edited prose based on Safwan’s supplied Arabic review.
Candor without command
Criticism becomes productive when people can name a problem precisely without using expertise or rank to take ownership of the work away from its makers.
The Innovator's Dilemma: When New Technologies Cause Great Firms to FailFrom candor to value networks
Protect the unfinished, require the learning
An immature idea deserves conditions in which it can develop, together with evidence that it is actually learning rather than merely consuming protection.
The Innovator's Dilemma: When New Technologies Cause Great Firms to FailFrom unfinished work to discovery before scale
Design for what power and automation hide
Responsible systems assume that rank, incentives, and technical autonomy can conceal material problems from the people expected to act on them.
The Intelligent InvestorFrom the hidden to decision quality